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You will see more and more cars on the road each year. As this number increases, the chances of a car collision will also go up. Car insurance can be the difference between a small setback and a large hassle. But why do you need insurance and just how much do you need? Required coverage varies based on the state/province but usually includes the following: Liability: Bodily injury and property damage that you have caused will be covered under liability insurance. If you are in legal trouble, it also pays your legal fees. Local laws usually require minimum amounts, but larger amounts can be purchased and are usually recommended. Personal Injury Protection: Personal injury insurance is required in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. Local law usually sets minimum amounts. Medical Payments: Medical payment coverage can be purchased in states that are not considered no-fault; it will pay regardless of who may be responsible. It pays for an insured person's reasonable and necessary medical or funeral expenses resulting from a crash. Collision: Damages that occur from a car accident will be paid for under this type of insurance. Comprehensive: Cover your car from all non-collision damages by purchasing this type of coverage. This can include protection from burglary, vandalism, and fire or flood damage. Uninsured Motorist: Thousands of drivers are breaking the law by driving a car without purchasing the proper amount of auto insurance. This type of coverage will cover you if you are in an accident with one of these irresponsible drivers. Under-Insured Motorist: Similar to uninsured coverage, this type of insurance covers you from drivers without enough insurance protection. Emergency road service, car rental, and other types of car insurance can also be purchased. Car Insurance Groveland

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Home Insurance Jersey Village Protect your family by using State Farm® Insurance. Get a hold of a State Farm® Insurance agent and we will help you look at policies. Along with our professional State Farm® agents, our customers also receive 24-hour customer service, a highly-rated customer account management system, and advanced tools like the State Farm® mobile phone app. It is difficult to keep more than 40 million clients satisfied unless you have maintained a high level of service. Feeling protected comes naturally to our clients when they work with State Farm®.